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Rhonda Jolly
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$2,599,999

119 Carlyle Circle Palm Harbor, FL 34683 Residential - Single Family Active

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Description

EXTREMELY RARE OPPORTUNITY to Own Your Gulf-Front Dream Home on Indian Bluff Island. This unique island is home to just 168 properties. Situated in the highest phase of the community, 119 Carlyle Circle is a rarity, as it is one of the few homes on the island with DIRECT UNOBSTRUCTED VIEWS of St. Joseph's Sound and Gulf of Mexico. This spectacular 4-bed/4-bath home spans 3,500 sqft. of open-concept living and affords flexibility to easily customize or expand space on upper and lower levels. Immediately, you'll be captivated by this home's abundance of NATURAL LIGHT, soaring ceilings, and elegant wooden staircase. With WATER VIEWS FROM NEARLY EVERY ROOM, the main floor is the hub of the home and perfect for entertaining. The CHEF'S KITCHEN has custom maple wood cabinetry with under cabinet lighting and art-stained glass inserts hand crafted by an HGTV artist! Entertaining is no problem with the generously sized island, and bountiful counter space. New matching GE appliances add functional elegance. The kitchen opens up into a BRIGHT AND SPACIOUS LIVING ROOM. Floor-to-ceiling windows and sliders provide spectacular views of the pool and water. This area is flanked with 2-beds/1 full bath on one side, and 1-bed/1 full bath on the other - the perfect layout for a private retreat for family, friends or another 1st-floor primary suite! Completely UPDATED LAUNDRY room with brand new washer/dryer, upgraded custom laundry vanity w/black stainless-steel sink and faucet. PLENTY OF STORAGE! Just off the laundry room you'll enjoy the convenience of your OVERSIZED, SIDE ENTRY, 2-CAR GARAGE w/two large storage closets, built-in workbench, generator hook-up and double electrical panel w/room to add more circuits. Upstairs, your PRIVATE PRIMARY BEDROOM SUITE offers more wide open views of St. Joseph's Sound. Your sanctuary comes complete with a private sitting area, lifetime composite sundeck, generously sized en-suite bathroom w/ jetted soaking tub, sauna, walk-in shower w/built-in seat and private water closet. Adjacent to the primary suite, is an ADDITIONAL UNFINISHED LOFT SPACE (approx. 1,000 sqft) with vaulted ceilings and window that can easily be transformed into more space for the primary suite, additional bed/bath, office or media/game room. Professional landscaping, lighting and pavered driveway and contemporary portico make this home's CURB APPEAL UNDENIABLE. Boating enthusiasts will love the COVERED DEEP WATER DOCK and remote-controlled 10,000 lb BOAT LIFT featuring brand new stainless-steel motors. Watch the red-orange glow of the sunset over the water from your pool lanai with access to FULL POOL BATH. New marcite, pool pump and raised filter ensure you'll enjoy your pool for years to come! LOVINGLY MAINTAINED by its long-time owners, this home is secure and private with IMPACT WINDOWS, DOORS & GARAGE DOOR, aluminum fascia, vinyl fenced enclosed backyard and owned security system. Recent upgrades include: Three new ACs (10-yr warr), Fleck water softener, upgraded electric service entrance, and hot water heater (12-yr warr), neutral paint, 6-panel doors, modern trim, ceiling fans and upgraded low-voltage lighting for added ambiance. Indian Bluff Island residents gather for traditions like the annual fishing tournament and other holiday celebrations. Minutes from Pinellas Trail, Wall Springs Park, and Innisbrook Resort with four world-renowned golf courses. These homes do not come up for sale often - Schedule your private showing today!

Property Highlights

Property Type: Residential - Single Family
Cooling: Central Air
Fenced: Yes
Garage: 2 car attached
Heating: Central
Home Style: Contemporary, Custom, Florida
Lot Size: 0.29 Acres
Roof Type: Shingle
Stories: 2.0
Taxes: $11,016
Year Built: 1988

General Information

Bedrooms: 4
Bathrooms: 4 Full
Sqft: 3,526
County: Pinellas
High School: Palm Harbor Univ High-PN
Subdivision: INDIAN BLUFF ISLAND 3RD
Listed By:
Jennifer Needham CHARLES RUTENBERG REALTY INC 727-538-9200

Amenities

Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
PrimaryBedroom Upstairs
Sauna
Solid Wood Cabinets
Thermostat
Walk-In Closet(s)
Window Treatments
Balcony
Hurricane Shutters
Lighting
Private Mailbox
Sliding Doors

Room Information

Primary Bedroom: 28x16
Primary Bathroom: 23x23
Living Room: 27x33
Bedroom 2: 13x12
Bedroom 3: 21x20
Bathroom 3: 6x10
Bedroom 4: 13x12
Bathroom 4: 4x10

Property Features

Additional Rooms: Attic, Den/Library/Office, Family Room, Inside Utility
Appliances: Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Trash Compactor, Washer, Water Softener
Body of Water: ST JOSEPHS SND./GULF OF MEXICO
Community Features: Street Lights
Directions: Heading North on CR-1, Turn Left onto Alderman Rd., Right onto Palm Harbor Blvd., Left onto Desoto Blvd., Left onto Oceanview Ave., Left onto Phillips Way, turns a slight right into Carlyle Circle. Property will be on your left.
Disaster Mitigation: Hurricane Shutters/Windows
Energy Efficient: Insulation
Exterior: Block, Concrete, Stucco
Fencing: Fenced, Vinyl
Flood Zone Code: AE
Flooring: Ceramic Tile, Wood
Foundation: Block, Slab
Frontage Gulf Ocean: 90
Frontage ICW: 90
HOA Fee: 100/ Annually
HOA Y/N: Yes
Home Warranty Y/N: No
Listing Terms: Cash, Conventional
Lot: Flood Insurance Required, FloodZone, City Limits, Near Golf Course, Street Dead-End, Paved, Unincorporated
Lot Dimensions: 0.29
Other Equipment: Irrigation Equipment, Generator
Ownership: Fee Simple
Parking: Covered, Driveway, Garage Door Opener, Garage Faces Side, On Street, Oversized, Portico
Parking Notes: Covered, Driveway, Garage Door Opener, Garage Faces S
Patio/Porch: Covered, Deck, Patio
Pets Allowed: Yes
Pool: Deck, Gunite, In Ground, Outside Bath Access
Property Attached Y/N: No
Property Sub-Type: Single Family Residence
Sauna: Yes
Security: Security Lights, Security System, Security System Owned
Sewer: Public Sewer
Showing Instructions: Appointment Only, Call Listing Agent, No Lockbox, See Remarks, ShowingTime
Special Sale Provisions: None
Special View Info: Water
Swimming Pool: Yes
Utilities: Cable Connected, Electricity Connected, Public, Sewer Connected, Sprinkler Recycled, Water Connected
Vegetation: Trees/Landscaped
Water: Public
Water Access: Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway
Water Access Y/N: Yes
Waterfront Features: Gulf/Ocean, Intracoastal Waterway, Davits, Lift, Lift - Covered, Seawall - Concrete
Water View: Gulf/Ocean - Full, Intracoastal Waterway
Windows: Blinds, Shutters, Storm Window(s)
Zoning: R-3
$2,599,999
4beds
4.0baths
3,526sqft
2cars
New to the Market Active
BEDS4 BATHS4 full SQUARE FEET3,526 MLS#TB8520908
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONINDIAN BLUFF ISLAND 3RD

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119 Carlyle Circle , Palm Harbor, FL 34683.

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Estimated Payment

$ 10,445.70 per month $8,769.36 Principal & Interest $918.00 Property Tax $758.33 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 06/22/2026. The listing information on this page last changed on 06/22/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Mon 06/22/2026 12:19:28 AM EST) or Stellar MLS (last updated Mon 06/22/2026 12:13:55 AM EST). Real estate listings held by brokerage firms other than Wagner Realty may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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